What is caravan insurance?
Caravan Insurance covers your caravan, trailer, motorhome or recreational vehicle against theft, loss, damage and natural disasters while it’s on the road and when it's not in use.
Depending on the type of coverage you have, caravan insurance can also protect you if you hurt someone or damage third-party property with your caravan.
Many insurance policies also allow you to cover the contents of a caravan so that your belongings are protected even when the caravan is not in use.
Do I need insurance for my caravan?
Aussies love taking to the open road on a caravan adventure. Unlike car insurance, it’s not a legal requirement to have insurance for your caravan, but we would recommend that anyone with a caravan takes out some type of policy. Having no insurance runs the risk of ending up on sticky ground and having to pay out a hefty sum of cash if anything were to happen.
Here are some examples of situations that are covered by caravan insurance:
Your caravan is stolen
Your caravan is vandalised
You crash and damage another vehicle as well as your caravan
Your caravan is damaged while being towed
A thief steals your personal belongings from inside the caravan
A caravan is a home on wheels, and having no insurance just isn’t worth the risk. You should be able to enjoy your caravan adventures without having any worry at the back of your mind.
How much is caravan insurance?
Caravan insurance premiums vary depending on the cover options you want to include. However, premiums typically start at around $300.
What inclusions/exclusions are there on caravan insurance?
You need to ensure your policy covers the annex, contents and whether there are any restrictions on going offroad.
Get your caravan insurance quote today with Insurance HQ
We have access to some of the best caravan insurance policies in Australia. For more information or to get a tailored quote, get in touch today on 1300 815 344. Our friendly team of brokers will be more than happy to have a chat to discuss the best options for you.
Why choose Insurance HQ?
Insurance HQ is a friendly family-owned & run insurance brokerage.
We have been in the industry for over a decade and specialise in bringing our customers’ real service and insurance coverage they can count on.
How are we different?
We take all of the stress out of choosing cover as we know what policies offer genuine protection vs coverage that simply “sounds good”.
In the event of a claim, our multi-award winning team will take all the hassle and stress out of the process, handling the situation for you. With years of experience handling all forms of claims, there isn’t a scenario we haven’t heard or mastered the art of dealing with.
No one knows the industry better – we get our clients the best possible cover, for the best possible price and we fight for your best interest.
Beyond our customer service and our industry experience, we’ve spent many years building a strong rapport with insurers and negotiating competitive premiums.
With access to over 170 insurers and a friendly team who will take care of you, come and experience the Insurance HQ difference today.