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Personal accident insurance 

Great Service. Low Prices. Best Cover.

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What is personal accident insurance?

Personal accident insurance is a specialised type of insurance to cover the financial consequences due to an accident or illness.


An accident can have a knock-on effect on your financial situation - particularly if you have a family to support. Even if you can still work after an accident, medical and post-accident recovery costs can hard to keep up with.

Who needs personal accident insurance?

Serious accidents can happen anywhere - while you’re at home, commuting to and from work or when you're out with the family at the weekend. 

Personal Accident Insurance

Accidents can result in temporary or long-term absence from employment and leave you in a position that you simply weren't prepared for. 


Personal accident insurance provides you with the financial support you need to focus on recovering.

How much is personal accident insurance?

The minimum starting price for personal accident insurance is around $600, but premiums vary considerably based on age, occupation and medical history.


Personal accident insurance options are generally tax-deductible for sole-trader business owners. 

Get your personal accident insurance quote today with Insurance HQ

We have access to some of the best personal accident insurers in Australia. For more information or to get a tailored quote, get in touch today on 1300 815 344. Our friendly team of multi-award winning brokers will be happy to assist you.

Why choose Insurance HQ?

Insurance HQ is a friendly family-owned & run insurance brokerage.
We have been in the industry for over a decade and specialise in bringing our customers’ real service and insurance coverage they can count on.

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How are we different?

  • We take all of the stress out of choosing cover as we know what policies offer genuine protection vs coverage that simply “sounds good”.

  • In the event of a claim, our multi-award winning team will take all the hassle and stress out of the process, handling the situation for you. With years of experience handling all forms of claims, there isn’t a scenario we haven’t heard or mastered the art of dealing with.

  • No one knows the industry better – we get our clients the best possible cover, for the best possible price and we fight for your best interest.

  • Beyond our customer service and our industry experience, we’ve spent many years building a strong rapport with insurers and negotiating competitive premiums.

  • With access to over 170 insurers and a friendly team who will take care of you, come and experience the Insurance HQ difference today.