We know how much you have invested in your truck business. If your truck breaks down or you are involved in an accident, knowing whether you are covered is the last thing you need to worry about.
What is truck insurance?
A truck insurance policy is like a business insurance policy for companies that use heavy vehicles and plant and machinery. As well as providing cover for damage to your own vehicle and third-party property, accidents and injury, a truck insurance policy can be tailored to protect you against risks unique to your specific industry.
Some examples of additional cover options include downtime cover, public liability, marine transit and motor fleet insurance.
Some of the types of truck insurance we cover include:
Long haul operators
Dangerous good transport
Trailer in control/non-owned trailers
Specialist aggregate trucks (e.g. aggregators, pump, vacuum, drill, etc)
New in business
Drivers with criminal/claims histories
Do I need truck insurance?
When your livelihood is contingent on having your truck(s) up and running smoothly on the road, it’s vital to have a good insurance policy in place to protect you.
In the unfortunate event of an accident or breakdown, losing your vehicle temporarily (or worse still, if it’s written-off), can have a devastating impact on your business.
A good truck insurance policy will not only ensure you get reliable roadside assistance, but your vehicle will also be replaced so you can continue operating. You can also get income and personal living expense compensation if you experience business interruption.
How much is truck insurance?
The factors that have the biggest impact on a truck insurance premium is how much the truck is used and how far it travels. It is also affected by the type of truck, e.g. whether you use a light rigid truck or an articulated mover.
Get your truck insurance quote today
Truck Insurance HQ is Australia’s leading truck, transport and plant machinery insurance provider. We can assist with insurance for any truck type at the most competitive rates.
With over ten years of experience in the truck insurance industry and with access to over 170 local and international insurers, our team of specialist brokers will find the most comprehensive and cost-effective insurance for your business.
You can request a quote online or call our team of friendly brokers on 1300 815 344.
Why choose Insurance HQ?
Insurance HQ is a friendly family-owned & run insurance brokerage.
We have been in the industry for over a decade and specialise in bringing our customers’ real service and insurance coverage they can count on.
How are we different?
We take all of the stress out of choosing cover as we know what policies offer genuine protection vs coverage that simply “sounds good”.
In the event of a claim, our multi-award winning team will take all the hassle and stress out of the process, handling the situation for you. With years of experience handling all forms of claims, there isn’t a scenario we haven’t heard or mastered the art of dealing with.
No one knows the industry better – we get our clients the best possible cover, for the best possible price and we fight for your best interest.
Beyond our customer service and our industry experience, we’ve spent many years building a strong rapport with insurers and negotiating competitive premiums.
With access to over 170 insurers and a friendly team who will take care of you, come and experience the Insurance HQ difference today